Jennifer is loosing her employer health insurance at McDonald's. I was shocked when she got all the notifications in the mail. It was a bit confusing as it said that McDonald's was no longer offering franchisee insurance, but it depended on the restaurant if you got to keep insurance or not.
This McDonald's is not going to offer health insurance to their employees, now she has to find health insurance by year's end. She is at least covered until December 31.
Looks like her best bet is to buy in the exchange. We got on the Montana state web site and got information. At least on the state site she was able to compare the different plans. She was even able to put in her income information without signing up and she was given three different plans to choose from and compare.
She qualifies for the subsidy, so in order for her to get these plans she has to go on the federal site. She won't do that until that gets fixed and is more secure. Her premiums have gone up compared to her employer insurance.
Her insurance through McDonald's was very comparable to what I have here at the county, she only had to pay $35 per month for premiums, now she will be paying $103 per month. It's an increase but really not that bad.
She can get on my plan at work but that is expensive, will cost $644 per month but then she would only be on it for two months, so that is not an option.
I couldn't figure out how a corporation like McDonald's could not offer health insurance to employees so I did some research.
The health insurance company for McDonald's corporation said that they are just not going to comply with the new laws and dropped. McDonald's apparently is not going to try to find insurance for employees so they are on their own.
Not fun, but it is what it is and she will adjust. We can't find any dental or vision with these plans, which she has now.
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